Protect Your Future with The Kingston Group

Life insurance can provide a lump sum of money to your family in the event you die, allowing them to maintain their current lifestyle and cover any immediate expenses.

The death benefit paid out by life insurance companies is generally not subject to income tax, making it an efficient way for beneficiaries to receive funds. There are no taxes on the death benefit, so your family will receive the full amount.

Certain types of life insurance, such as whole or universal life, offer cash value that accrues interest over time and can be used as an investment tool to save for retirement or college tuition. There are many options available to help you reach your long-term financial goals.

Life insurance provides peace of mind for families, knowing that the financial burden will be taken care of in case of death or simply when life happens. It can also be a source of comfort for policyholders, as they know their loved ones are taken care of no matter what happens.

Before you start shopping for life insurance, it's important to think about what type of coverage is right for you, how much coverage you need, and what your budget is. This will help narrow down the options so you can make an informed decision when selecting a policy.

Be sure to read the terms and conditions of any life insurance policy before signing. This will ensure you understand what is covered and how much protection your family will receive in the event of death, retirement or changing needs.  This is why having a personal agent is crucial.

Once you have chosen what best meets your needs and budget, it's time to purchase the policy by making your first premium payment. 

Next, your coverage will become active, and you can enjoy peace of mind knowing that your family is covered.